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Frequently Asked Questions

*Last Updated : April 30 2025

What is Innopay?

Innopay is a fintech company offering advanced digital payment solutions for all. We aim to navigate the complexities of payments by adopting a top-class security system and flawless user experience.

What type of bills can I pay using innopay?

You can pay all kinds of bills including mobile recharges, credit card bills, house rental bills, banking bills, society bills, etc. using Innopay. Your bill payments with Innopay are more convenient and effortless.

Can I recharge both prepaid and postpaid mobile numbers?

You can do both prepaid and post recharges through Innopay. Go to the Innopay app and you will find the recharge option. Link your account with your mobile number and pick your best-suited recharge pack.

Are there cashback offers available for recharges and bill payments?

Yes, Innopay provides assured cashback on most recharge and bill payment transactions. However, these offers are subject to change or may be withdrawn at any time. To avoid any confusion, we recommend reviewing the cashback and rewards section of the service you need before completing your transaction.

Does Innopay support credit card bill payment?

Yes. Innopay supports credit cards bill payments. You can pay your credit card bills in just a few steps and earn exciting cashbacks for it.

Can I buy and sell gold on Innopay?

Yes. You can buy or sell 24K pure digital gold on Innopay and it’s completely secure, safe and reliable. The process is simple and convenient at Innopay, allowing anyone to purchase digital gold quickly.

Digital gold or physical gold? Which one is more valuable?

Both have their merits and demerits. While physical gold adds an emotional and culture- based value, storing it securely is also a major concern. Digital gold is easily accessible, has better liquidity and is comparatively much secure than physical gold, making it more valuable.

How does a cashback offer work on Innopay?

After you complete the bill payment process, a cashback is offered based on the terms and conditions. This cashback amount is credited into your Innopay cash wallet. You can use the cashback amount to reduce your next bill payment and enjoy savings.

Are there any limits on earning cashback?

You can earn cashbacks without any limits at Innopay. Check out the terms and conditions and start getting valuable cashbacks for all your bill payments.

How does Innopay referral program work?

Your referral rewards will be credited into your Innopay cash wallet. You can use this amount while making your next bill payments through the app and reduce the spendings.

How do I download Innopay app?

The Innopay app is available on the play store for Android users and in app store for IOS users. You can download and install it on your mobile phone.

What makes Innopay different from other payment apps?

Innopay makes payment easier with a simple UI which is highly accessible for all. The overall bill payment process is quick, reliable and secure.

How is my data protected on Innopay?

Innopay collects user data, stores and processes personal information in a safe and protected way.

What if a transaction fails? Will I get a refund?

Yes! If your transaction fails, the entire amount will get refunded within 24 to 48 hours to your bank account. You can contact the support team at Innopay for further queries or if the money isn’t refunded.

How does Innopay simplify complex utility bill payments for users?

Innopay simplifies complex utility bill payments by offering a user-friendly and secure platform that allows users to manage and pay various bills from a single app. Additionally, multiple payment option with Innopay is an added advantage.

How is fraud detection implemented in Innopay payment system?

Innopay is equipped with a robust fraud detection system that ensures all the data is scrutinized before processing further with any transactions.

Is there a limit to the number of credit card payments I can make daily with rewards?

Yes. Assured cashbacks can be availed up to 50 times per day, with a minimum payment of ₹1,000 per transaction using UPI. Also, assured cashbacks can be availed up to 10 times per day, with a minimum payment of ₹50,000 per transaction using Net Banking.

What exclusive rewards do new users unlock upon downloading the app?

New users can avail flat cashbacks for most of the first-time bill payments on the Innopay app. Additionally, Innopay offers exclusive rewards for users from time to time. Stay updated with Innopay for further information on the rewards.